Who's Exposed AND Stuck?
A per-occupation map of AI exposure × adaptive capacity for the Manx workforce. Adapts the Manning & Aguirre (NBER w34705, January 2026) framework — exposure alone is a partial picture; the policy question is which roles face high exposure AND have weak retraining pathways. That's the cell that needs help.
We're in a weird transition phase — read every signal twice.
Labour market signals and AI disruption are arriving at the same time. UCM is a partner in the response, not the target of analysis. Where we flag a gap, treat it as an opportunity to lead.
The framework, in plain language
Most AI-impact analysis stops at the question which jobs face high AI exposure?. That's a useful screen, but it overstates the problem. A heavily-exposed worker who has a degree, a mobile skill set, lots of training pathways, and a current of demand pulling them into adjacent occupations is probably going to transition fine. A less-exposed worker with none of those things may be in more trouble than the headline numbers suggest.
Manning & Aguirre (Jan 2026) crossed those two questions on US data — exposure on one axis, an occupation-level adaptive capacity index on the other — and found that of the 37 million Americans in the top exposure quartile, about 26 million also score above-median on adaptive capacity (likely fine), while around 6 million sit in the vulnerable cell: high exposure, low capacity. ~4.2% of their sample, concentrated in clerical/administrative roles. That's the population the policy money should follow.
We've adapted the framework for the Isle of Man using the data we already have — UCM training-pathway counts, IoM census workforce, ASHE/IoM-advertised salaries, training-lag estimates per SOC, sector diversity. It is not a clean replication of their O*NET-derived index; it's a Manx approximation that should be read as direction-of-travel, not a headline number to lift verbatim.
High AI exposure × low adaptive capacity. The cell that needs targeted policy.
High exposure × high capacity. Will probably transition fine.
Low exposure × high capacity. Could move, doesn't need to.
Low exposure × low capacity. Stable for now.
32.1% of UCM-mapped Manx workers sit in the vulnerable cell
The US benchmark in Manning & Aguirre is 4.2%. Our number looks higher, but they aren't directly comparable — this measures the IoM SOCs that UCM offers training for (about 11,760 census workers across 66 occupations), not the whole 49,000-strong working population. What the gap signals is real even if the percentages don't line up: the Manx UCM-served workforce skews toward exposed clerical/admin/finance roles, and the retraining pathway counts we use to score capacity are sparse for many of those exact roles. Read this as a hotspots map, not a population census.
Source-paper benchmark context: Manning & Aguirre identify ~6.1m US workers (4.2% of sample) as both high-exposure AND low-capacity, concentrated in clerical/admin roles.
Why “0-month response” is a fantasy — read the lag column
Adaptive capacity isn't a switch you flip. A vulnerable cell with “low capacity” doesn't become high-capacity the moment a new course launches. The “lag” column on the table below is the fastest qualifying UCM route — the minimum elapsed time between someone starting and them being able to practise the role independently. Plumbing is 36–48 months. Nursing is 36 months. An MBA top-up is 18. Even a short professional certification has its own 6–12 month tail.
Translation: even if every recommendation on this page were funded tomorrow, the supply response is years out. Treat the “vulnerable” cell as policy debt that will mature slowly, not a problem you can rebudget out of.
Courses, not modules. Wherever this page or All Courses reports a “pathway” or “course”, we mean a UCM parent course — a learner-facing programme with a qualification at the end. Module-codes (IS-prefixed sub-units of a parent course), accreditation-of-prior-learning placeholders, and shells with no teaching hours are filtered out at precompute. So when the table says “1 pathway” for a vulnerable SOC, that's 1 actual course someone could enrol in — not 1 module inside something else.
Each course's own length, primary career destination, automation share and lag chip live on /education/courses.
If we started retraining today, when does the supply land?
How to read this: the number is total cell workers with at least one UCM pathway divided by total annual graduate output across those pathways. Below each bar we report what % of the cell sits in SOCs with zero UCM pathway today — that share isn't in the years-to-absorb at all, because the supply tap doesn't exist. A 30-year vulnerable absorption number plus a 40% no-pathway fraction is a different problem than a 30-year number with 0% no-pathway: the first means the supply tap is missing for nearly half the cell.
Each curve shows the share of that cell's census workforce whose fastest qualifying UCM route finishes by a given month. Read it as: “if every worker in this cell enrolled today on the shortest available pathway, what fraction would be qualified by then?” A flat curve hugging the bottom for 12+ months means the supply response is years out, not months.
Important: this chart assumes every worker in a cell starts a retraining pathway on day zero — a fantasy ceiling. Real-world reskilling rates are a fraction of that. Treat the curves as the absolute upper bound on supply response: even at perfect uptake, vulnerable-cell capacity expands at the speed UCM courses can graduate cohorts. Funding decisions made today affect 2027–2030 labour-market outcomes; the policy-relevant question is which pathways exist at all, not which ones we can rebudget into next quarter.
Where the policy money should follow first
The framework above maps every UCM-served SOC into one of four cells. These two lists pull out the highest-priority entries from the vulnerable cell, separated by problem type: the absorption gaps are SOCs where a UCM pathway exists but the supply tap is too small relative to the workforce; the catalogue gaps are SOCs where no qualifying UCM pathway exists at all. Different policy responses, different timelines.
Absorption gaps — cohort scaling
existing UCM offer, supply tap too small- 1.Chartered and certified accountants24211,019 workers · 32/yr supply · 31.8 yrs to absorb
- 2.Chefs5434510 workers · 40/yr supply · 12.8 yrs to absorb
- 3.Painters and decorators5323295 workers · 24/yr supply · 12.3 yrs to absorb
- 4.Hairdressers and barbers6221474 workers · 40/yr supply · 11.8 yrs to absorb
- 5.Vehicle technicians, mechanics and electricians5231305 workers · 40/yr supply · 7.6 yrs to absorb
Policy lever: scale UCM cohort sizes for these courses, or co-fund employer apprenticeship growth. The supply mechanism exists; it just needs more capacity.
Catalogue gaps — courses to add
vulnerable cell, no UCM pathway at allNo vulnerable SOCs are catalogue gaps — every vulnerable SOC has at least one UCM pathway.
Policy lever: catalogue addition first, cohort funding second. There is no supply mechanism today — funding the existing offer doesn't do anything for these workers.
These lists are derived from the rows that follow — sort “Yrs to absorb” descending or filter to vulnerable cell with the “UCM courses” column at zero to see the full picture. The priority cut here is the top 5 of each — the curriculum committee's opening agenda.
Each dot is a Manx occupation UCM teaches toward; size = IoM census workforce in that SOC. Hover for detail. The bottom-right cell — high AI exposure, low adaptive capacity — is the policy hotspot.
Every UCM-served occupation, scored
| Cell | Occupation | IoM workers | Exposure ↓ | Capacity | Median £ | UCM courses | Grads/yr | Yrs to absorb | Lag | Skill xfer |
|---|---|---|---|---|---|---|---|---|---|---|
| ⚠️ Vulnerable | 136 | 90 | 27 | £34k | 1 | — | no pathway | 18mo | 117 | |
| ⚠️ Vulnerable | 10 | 82 | 45 | £23k | 51 | — | no pathway | 18mo | 99 | |
| 🤝 Mobile | 194 | 73 | 52 | £45k | 63 | — | no pathway | 18mo | 32 | |
| ⚠️ Vulnerable | 295 | 70 | 30 | £31k | 3 | 24 | 12.3 yr | 24mo | 92 | |
| ⚠️ Vulnerable | 18 | 69 | 30 | £39k | 36 | — | no pathway | 18mo | thin | |
| ⚠️ Vulnerable | 3 | 67 | 16 | £35k | 9 | — | no pathway | 18mo | thin | |
| ⚠️ Vulnerable | 0 | 62 | 38 | £30k | 33 | — | no pathway | 18mo | thin | |
| ⚠️ Vulnerable | 93 | 57 | 44 | £75k | 9 | 40 | 2.3 yr | — | 72 | |
| ⚠️ Vulnerable | 1,019 | 57 | 29 | £47k | 2 | 32 | 31.8 yr | 24mo | 40 | |
| ⚠️ Vulnerable | 0 | 56 | 15 | £48k | 2 | — | no pathway | 24mo | 20 | |
| ⚠️ Vulnerable | 305 | 55 | 43 | £37k | 9 | 40 | 7.6 yr | 18mo | 102 | |
| ⚠️ Vulnerable | 87 | 54 | 27 | £32k | 6 | 40 | 2.2 yr | 24mo | thin | |
| ⚠️ Vulnerable | 260 | 54 | 38 | £40k | 36 | — | no pathway | 18mo | 64 | |
| ⚠️ Vulnerable | 17 | 53 | 17 | £18k | 13 | — | no pathway | 18mo | thin | |
| ⚠️ Vulnerable | 510 | 52 | 36 | £26k | 13 | 40 | 12.8 yr | 18mo | 19 | |
| ⚠️ Vulnerable | 134 | 52 | 40 | £54k | 16 | — | no pathway | 18mo | 74 | |
| ⚠️ Vulnerable | 474 | 51 | 43 | £15k | 12 | 40 | 11.8 yr | 12mo | 72 | |
| ⚠️ Vulnerable | 416 | 51 | 17 | £27k | 9 | — | no pathway | 18mo | 13 | |
| 🏠 Sheltered | 18 | 49 | 33 | £35k | 36 | — | no pathway | 18mo | 31 | |
| 🏠 Sheltered | 252 | 48 | 43 | £101k | 2 | 40 | 6.3 yr | — | 45 | |
| 🏠 Sheltered | 335 | 48 | 37 | £34k | 18 | 40 | 8.4 yr | 18mo | thin | |
| 🏠 Sheltered | 4 | 47 | 15 | £57k | 2 | — | no pathway | 24mo | thin | |
| 🛡️ Overqualified | 70 | 47 | 64 | £57k | 51 | 40 | 1.8 yr | 18mo | 77 | |
| 🏠 Sheltered | 29 | 47 | 35 | £27k | 15 | 40 | 0.7 yr | 24mo | thin | |
| 🏠 Sheltered | 458 | 46 | 37 | £27k | 8 | 40 | 11.4 yr | 24mo | 93 | |
| 🏠 Sheltered | 66 | 46 | 31 | £14k | 15 | — | no pathway | 12mo | 88 | |
| 🏠 Sheltered | 77 | 46 | 44 | £34k | 11 | 40 | 1.9 yr | 18mo | 101 | |
| 🏠 Sheltered | 30 | 46 | 33 | £23k | 25 | — | no pathway | 12mo | 47 | |
| 🏠 Sheltered | 989 | 46 | 46 | £23k | 25 | 40 | 24.7 yr | 12mo | 23 | |
| 🏠 Sheltered | 645 | 46 | 35 | £23k | 27 | — | no pathway | 12mo | 69 | |
| 🏠 Sheltered | 437 | 42 | 23 | £45k | 2 | — | no pathway | 24mo | 89 | |
| 🏠 Sheltered | 7 | 42 | 37 | £55k | 11 | 40 | 0.2 yr | 24mo | thin | |
| 🏠 Sheltered | 2 | 42 | 16 | £56k | 6 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 62 | 42 | 38 | £50k | 6 | 40 | 1.6 yr | 24mo | 68 | |
| 🏠 Sheltered | 87 | 42 | 34 | £35k | 15 | — | no pathway | 24mo | 102 | |
| 🏠 Sheltered | 32 | 42 | 26 | £56k | 36 | — | no pathway | 36mo | 22 | |
| 🏠 Sheltered | 21 | 40 | 37 | £77k | 11 | — | no pathway | — | 129 | |
| 🏠 Sheltered | 29 | 40 | 42 | £44k | 51 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 171 | 39 | 45 | £49k | 10 | 40 | 4.3 yr | 24mo | 116 | |
| 🏠 Sheltered | 881 | 39 | 15 | £43k | 3 | — | no pathway | 24mo | 20 | |
| 🛡️ Overqualified | 65 | 39 | 56 | £49k | 33 | 40 | 1.6 yr | 18mo | thin | |
| 🏠 Sheltered | 0 | 38 | 12 | £33k | 6 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 122 | 38 | 11 | £31k | 3 | — | no pathway | 24mo | 9 | |
| 🛡️ Overqualified | 122 | 35 | 59 | £48k | 43 | 40 | 3.0 yr | 18mo | 66 | |
| 🏠 Sheltered | 367 | 34 | 25 | £34k | 11 | — | no pathway | 18mo | 69 | |
| 🛡️ Overqualified | 635 | 33 | 58 | £90k | 16 | 40 | 15.9 yr | 18mo | 50 | |
| 🏠 Sheltered | 1 | 32 | 42 | £15k | 7 | 40 | 0.0 yr | 12mo | 81 | |
| 🏠 Sheltered | 303 | 31 | 42 | £39k | 7 | 40 | 7.6 yr | 24mo | 117 | |
| 🏠 Sheltered | 28 | 31 | 14 | £39k | 3 | — | no pathway | 24mo | 23 | |
| 🏠 Sheltered | 122 | 29 | 39 | £35k | 33 | — | no pathway | 18mo | thin | |
| 🏠 Sheltered | 32 | 29 | 39 | £40k | 33 | — | no pathway | 18mo | thin | |
| 🏠 Sheltered | 34 | 28 | 23 | £42k | 15 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 18 | 27 | 17 | — | 3 | — | no pathway | — | thin | |
| 🏠 Sheltered | 55 | 27 | 44 | — | 6 | 40 | 1.4 yr | — | 94 | |
| 🏠 Sheltered | 267 | 27 | 35 | £37k | 5 | 40 | 6.7 yr | 24mo | 70 | |
| 🏠 Sheltered | 25 | 25 | 31 | £124k | 1 | 12 | 2.1 yr | — | thin | |
| 🏠 Sheltered | 11 | 25 | 23 | £40k | 15 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 10 | 24 | 24 | £45k | 15 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 0 | 20 | 27 | — | 1 | 20 | 0.0 yr | 18mo | thin | |
| 🏠 Sheltered | 0 | 20 | 17 | — | 3 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 0 | 20 | 24 | — | 5 | — | no pathway | 12mo | thin | |
| 🏠 Sheltered | 0 | 20 | 38 | — | 9 | 40 | 0.0 yr | 18mo | thin | |
| 🏠 Sheltered | 0 | 20 | 20 | £35k | 9 | — | no pathway | 24mo | 39 | |
| 🏠 Sheltered | 66 | 20 | 24 | £44k | 15 | — | no pathway | 24mo | thin | |
| 🏠 Sheltered | 800 | 16 | 38 | £42k | 22 | 40 | 20.0 yr | 24mo | 27 | |
| 🏠 Sheltered | 4 | 11 | 11 | £25k | 8 | — | no pathway | 24mo | thin |
Reading the table: Exposure ≥ 50 = high (red); Capacity ≥ 50 = high (green). Click any column header to sort. UCM courses is the count of parent courses that lead toward this SOC — modules (IS-codes), APEL placeholders and empty shells filtered out. Grads/yr is the estimated annual UCM graduate output reaching this SOC. Yrs to absorb is censusWorkers ÷ grads/yr — the years it would take, at current UCM intake, to retrain the entire IoM workforce in this occupation. The numbers above 20 are the policy hotspots: even a perfect supply response would mature decades from now. Lag is the fastest qualifying UCM route in months. Click any row to see the actual UCM courses leading toward that SOC, with their length and automation chips.
Methodology — every input visible
Frey-Osborne × 0.55 + Anthropic automation × 0.25 + (1 - augmentation) × 0.20
Same composite used on Demand vs AI Risk and Shortages so the threshold (≥ 50) is consistent across the site.
- UCM pathway count — 25.0%
- UCM annual graduate supply — 15.0%
- Median wage (mobility proxy) — 20.0%
- Training lag, inverted — 12.5%
- Field diversity — 12.5%
- Skill transferability — 15.0% (Manning's task-overlap analogue, IoM-grounded)
Each component normalised 0-100 against the IoM observed range, then weighted-averaged.
Cell thresholds: exposure ≥ 50 = high; capacity ≥ 50 = high. The four-cell split is a deliberate simplification — workers near the boundaries shift cells if you change either threshold by 5 points.
Honest limitation: Manning & Aguirre's capacity index uses O*NET worker characteristics (educational attainment, age distribution, prior mobility) that we don't have at SOC level for the Isle of Man. Our proxy uses UCM pathway data + Manx-listing skill overlap instead, which captures a different signal — the ability to retrain INTO a role + observed skill spread across SOCs, rather than the ability of incumbents to transition OUT of one. The "vulnerable" cell here is therefore better read as "exposed roles where the retraining infrastructure is thin AND the skill set sits inside a narrow corridor" than as "exposed workers who personally can't adapt". Source: NBER Working Paper w34705.
