Manx Technology GroupSmart Island
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Claims Handler

Full TimePermanentNot specifiedFinance
Posted 15 March 2026Closes 31 March 2026

Job Description

We are Intact Insurance Isle of Man, the Island’s leading General Insurer, providing motor, home and commercial cover to thousands of customers. As part of the wider Intact group, we are committed to doing the right thing, treating people well and supporting our community. Our values of Integrity, Respect, Customer-driven, Excellence and Generosity guide how we work together and how we serve our customers, but they sit naturally in the background rather than taking centre stage. As our claims team continues to grow, we are pleased to recruit a Claims Handler into this newly created role. We are looking for someone with strong customer service experience, which is essential for success in the position. Experience in General Insurance is preferred but not essential, as full training will be provided. The role requires clear and empathetic communication with customers by phone and email, the ability to work in a supportive and respectful team environment, and confidence in managing cases accurately while following agreed processes. Good computer literacy and a willingness to learn are also important. You will receive full training and support in the role, and you will be required to study toward a relevant professional qualification. We will provide the time, resources and funding to help you succeed, along with support from the team throughout your development. We offer a competitive salary based on experience, a performance-related bonus, 25 days’ holiday plus 10 bank holidays with the option to buy or sell leave, an employer pension contribution of 9 percent with a further 2 percent available through matching, life assurance, private medical insurance, a Sharesave scheme, and a diverse and inclusive workplace where everyone feels valued. This is a full-time position based in our Douglas office, working Monday to Friday from 9am to 5pm. We would be delighted to hear from anyone who feels they would be a good fit for the role. Please send your CV to IntactIOM@intactinsurance.co.uk. The closing date for applications is 31st March 2026.

Automation Risk

Automation probabilityi55%
AI exposure (AIOE)i68%

Many core tasks, such as claims processing and record-keeping, are routine and increasingly automated by claims management software and RPA tools. However, tasks requiring empathy, negotiation, and complex problem-solving still rely on human skills. The role is moderately exposed to AI augmentation, especially for communication and document analysis, but not fully automatable due to the need for judgment and customer interaction.

Task analysis

  • Communicate empathetically with customers by phone and email to gather information and provide claim updates.
  • Review and process insurance claims according to company procedures and authority levels.
  • Accurately document claim details and maintain up-to-date records in the claims system.
  • Investigate claim validity by reviewing documents, reports, and evidence provided by claimants.
  • Collaborate with team members to resolve complex or disputed claims.
  • Follow up with customers, agents, or third parties to clarify information and resolve outstanding issues.
  • Ensure compliance with regulatory and company standards throughout the claims process.
  • Support continuous improvement by identifying process gaps and suggesting enhancements.

Automatable AI-assisted Human-only

Occupational Classification

🇬🇧 UK Skilled Worker Visa Eligible
UK SOC2020: 4122Insurance underwriters
O*NET: 13-1031.00 Claims Adjusters, Examiners, and Investigators
AI analysis: 16 March 2026

UK Salary Benchmark

Financial service activities, except insurance and pension funding · ONS ASHE 2024 annual earnings

scale £90k
UK sector median
£58,597
UK sector mean
£86,468
£0£23k£45k£68k

👤 For Candidates

AI & future-of-work guidance

🤖 Enhance with AI

  • Leverage AI tools for faster document review
  • Use chatbots to streamline customer communications
  • Apply analytics to spot fraud or anomalies early

📈 Disruption outlook

15%1 yr
45%5 yrs
75%10 yrs

% risk of significant disruption

🎓 Learn now

📚 For full-time, part-time & evening courses on the Isle of Man, visit University College Isle of Man (UCM)

🏢 For Employers

Strategic hiring options & technology alternatives

🔄 Alternatives

💻 TechnologyClaims Management Software

Automates routine processing and record-keeping tasks

🤖 AI AgentAI Chatbot

Handles initial customer queries and claim updates

🔀 RestructureHybrid Team Model

Mixes human expertise with automated workflows

Recommendation

Augment role

AI boosts efficiency but human judgment needed for complex cases

Microsoft Copilot & M365

Power Automate

Automate routine claims processing tasks

Copilot for Outlook

Draft empathetic customer emails quickly

Copilot for Word

Summarise and analyse claim documents

Key Skills

Customer and Personal ServiceAdvancedAttention to DetailAdvancedTeamworkIntermediateTime ManagementIntermediateActive ListeningAdvancedSpeakingAdvancedAdministration and ManagementIntermediateMicrosoft OfficeIntermediateReport WritingIntermediateCritical ThinkingIntermediateInsurance Claims ProcessingBeginner

Knowledge Areas

Customer Relationship ManagementInsurance and PensionsAdministrative ProceduresRegulatory ComplianceReporting and DocumentationLaw and GovernmentData Analysis and Reporting

O*NET Competency Skills

Reading ComprehensionActive ListeningCritical ThinkingSpeakingJudgment and Decision MakingWritingComplex Problem SolvingMonitoringSocial PerceptivenessActive LearningCoordinationNegotiationService OrientationSystems AnalysisTime Management

Alternative Career Paths

Senior Claims Handler90% match

Handles more complex claims and mentors junior staff, with increased authority and responsibility.

Underwriting Assistant75% match

Supports underwriters in assessing risk and preparing policy documentation.

Customer Service Manager70% match

Leads a team in delivering high-quality customer service and resolving escalated issues.

Compliance Officer65% match

Ensures company processes and claims handling comply with relevant regulations.

Also Consider

🔥 Hot Technologies

In-demand tools for this occupation (O*NET)

Microsoft AccessZoom

Work Activities

General work activities from O*NET

  • Working with Computers
  • Communicating with People Outside the Organization
  • Getting Information
  • Identifying Objects, Actions, and Events
  • Making Decisions and Solving Problems
  • Communicating with Supervisors, Peers, or Subordinates
  • Documenting/Recording Information
  • Resolving Conflicts and Negotiating with Others
  • Organizing, Planning, and Prioritizing Work
  • Analyzing Data or Information
  • Processing Information
  • Establishing and Maintaining Interpersonal Relationships
  • Updating and Using Relevant Knowledge
  • Evaluating Information to Determine Compliance with Standards
  • Interpreting the Meaning of Information for Others

Anthropic Economic Index

Real-world AI adoption data from millions of Claude conversations · Dataset ↗

CC-BY Research

Observed Claude Usage

8%

of conversations

Classic Auto. Risk

98%

Frey & Osborne

Job Zone

-1/5

Extensive prep

O*NET Median Salary

£52k

US ref. $66k · fx 0.79

Occupational family: Business and Financial Operations

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