Manx Technology GroupSmart Island
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Credit Operations Analyst

Full TimePermanentNot specifiedFinance
Posted 15 March 2026Closes 20 March 2026

Job Description

Join us as a Credit Operations Analyst at Barclays, where you will support Private Bank Wealth Management with day-to-day processing, reviewing, reporting, and issue resolution. To be successful as a Credit Operations Analyst, you should have experience with: Demonstrated ability to deliver high-quality service and multi-case management to a demanding client base. The candidate will have a solid understanding of the credit market and credit risk. Knowledge and experience of driving business and negotiating with internal stakeholders. Ability to adapt to change, as well as identify and drive change. Some other highly valued skills may include: Strong communication skills. Ability to work under pressure and to timescales. Be comfortable working as part of a team and independently. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology, as well as job-specific technical skills. To apply for this role - https://barclays.wd3.myworkdayjobs.com/External_Career_Site_Barclays/job/Isle-of-Man-Eagle-Court/Credit-Operations-Analyst_JR-0000097109

Automation Risk

Automation probabilityi48%
AI exposure (AIOE)i67%

This role combines routine processing and reporting tasks, which are increasingly automatable, with stakeholder negotiation and process improvement, which require human judgment and creativity. Many tasks can be augmented by AI tools, especially in reporting, compliance monitoring, and case management, but core relationship management and strategic change activities remain resistant to full automation.

Task analysis

  • Process and review day-to-day credit operations for Private Bank Wealth Management clients.
  • Prepare and deliver regular credit risk and operational reports to management and stakeholders.
  • Investigate and resolve operational issues related to credit transactions and client accounts.
  • Communicate with internal stakeholders to negotiate and drive business process improvements.
  • Manage multiple client cases simultaneously, ensuring timely and high-quality service delivery.
  • Monitor compliance with regulatory and internal credit risk controls.
  • Identify and implement process improvements and support change initiatives within credit operations.
  • Liaise with clients to clarify requirements and provide updates on credit processes.

Automatable AI-assisted Human-only

Occupational Classification

🇬🇧 UK Skilled Worker Visa Eligible
UK SOC2020: 4122Credit controllers
O*NET: 13-2071.00 Credit Counselors
AI analysis: 16 March 2026

UK Salary Benchmark

Financial service activities, except insurance and pension funding · ONS ASHE 2024 annual earnings

scale £90k
UK sector median
£58,597
UK sector mean
£86,468
£0£23k£45k£68k

👤 For Candidates

AI & future-of-work guidance

🤖 Enhance with AI

  • Leverage AI tools for faster credit risk reporting
  • Use automation for routine transaction processing
  • Apply analytics to identify process improvement opportunities

📈 Disruption outlook

15%1 yr
35%5 yrs
60%10 yrs

% risk of significant disruption

🎓 Learn now

📚 For full-time, part-time & evening courses on the Isle of Man, visit University College Isle of Man (UCM)

🏢 For Employers

Strategic hiring options & technology alternatives

🔄 Alternatives

🤖 AI AgentUiPath Credit Automation

Automates credit transaction processing and compliance checks

💻 TechnologyPower BI Reporting

Automates creation and distribution of credit risk reports

🌍 OutsourcingShared Service Centre

Handles routine credit operations offsite

Recommendation

Augment role

AI can streamline reporting and compliance, but negotiation needs human input

Microsoft Copilot & M365

Power Automate

Automate credit processing and notifications

Power BI

Visualise and share credit risk reports

Copilot for Excel

Accelerate report generation and data analysis

Key Skills

Risk ManagementAdvancedStakeholder ManagementIntermediateCritical ThinkingAdvancedAttention to DetailAdvancedReport WritingIntermediateTime ManagementIntermediateTeamworkIntermediateClient Relationship ManagementIntermediateData AnalysisIntermediateMicrosoft ExcelIntermediateCredit Risk AssessmentAdvanced

Knowledge Areas

Banking Products and ServicesCredit and Financial MarketsRisk ManagementFinancial Regulations and ComplianceData Analysis and ReportingClient Service and Relationship ManagementBusiness Administration

O*NET Competency Skills

SpeakingActive ListeningReading ComprehensionCritical ThinkingWritingActive LearningService OrientationComplex Problem SolvingJudgment and Decision MakingPersuasionNegotiationCoordinationLearning StrategiesMathematicsSocial Perceptiveness

Alternative Career Paths

Credit Risk Analyst88% match

Focuses on assessing and managing credit risk for financial institutions or corporate clients.

Operations Manager (Banking)80% match

Oversees daily operations and process improvements within a banking environment.

Compliance Analyst75% match

Monitors and ensures adherence to regulatory and internal compliance standards.

Client Relationship Manager72% match

Manages and develops relationships with key banking clients to support business growth.

Also Consider

🔥 Hot Technologies

In-demand tools for this occupation (O*NET)

Microsoft AccessMicrosoft PowerPointMicrosoft OutlookOracle PeopleSoftSAP software

Work Activities

General work activities from O*NET

  • Getting Information
  • Documenting/Recording Information
  • Working with Computers
  • Making Decisions and Solving Problems
  • Communicating with People Outside the Organization
  • Updating and Using Relevant Knowledge
  • Processing Information
  • Performing Administrative Activities
  • Performing for or Working Directly with the Public
  • Identifying Objects, Actions, and Events
  • Communicating with Supervisors, Peers, or Subordinates
  • Establishing and Maintaining Interpersonal Relationships
  • Analyzing Data or Information
  • Organizing, Planning, and Prioritizing Work
  • Evaluating Information to Determine Compliance with Standards

Anthropic Economic Index

Real-world AI adoption data from millions of Claude conversations · Dataset ↗

CC-BY Research

Observed Claude Usage

23%

of conversations

Classic Auto. Risk

4%

Frey & Osborne

Job Zone

4/5

Considerable prep

O*NET Median Salary

£36k

US ref. $45k · fx 0.79

Occupational family: Business and Financial Operations

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