Manx Technology GroupSmart Island
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Banking Systems Product Specialist

Full TimePermanentNot specifiedFinance
Posted 15 March 2026Closes 8 April 2026

Job Description

Our client seeks a Banking Systems Product Specialist to join their team. Key Responsibilities: Ensure the continuous health and operational performance of the core banking system and connected platforms. Monitor system behaviour, identify issues, and implement preventative measures to maintain stability, accuracy, and security. Own operational incidents from triage through to resolution, coordinating with internal teams and external vendors. Work closely with the Bank Product Manager and the Bank Programme Manager ensuring alignment with and delivery of the product roadmap. Translate business requirements into operational and technical specifications. Engage with system vendors to assess feasibility, design solutions, and support build cycles. Lead UAT/QA testing for new features and ensure readiness for deployment. Develop operational processes, procedures, and training materials for handover into BAU. Manage relationships with core system providers and third party partners. Coordinate release cycles, maintenance windows, and system upgrades. Ensure integrations (payments, FX, online banking, APIs) remain stable and aligned with business needs. Monitor regulatory and industry changes (e.g., ISO20022, payment scheme updates). Ensure the Bank remains compliant and raise projects where changes are required. Represent the Bank at relevant industry groups and forums. Key Skills & Experience: At least 5 years' experience working with core banking systems and third-party integrations (payments, FX, gateways). Strong understanding of banking operations: account structures, interest/tax parameters, payment cut-offs, currency handling, and accounting entries. Knowledge of online banking connectivity and straight-through processing principles. Strong understanding of payment messaging formats (SWIFT, SEPA, BACS, CHAPS, Faster Payments). Experience within a regulated banking environment; Isle of Man regulatory knowledge advantageous. Ability to understand system configuration, data flows, and API connectivity principles. Strong analytical skills with the ability to diagnose complex issues and propose effective solutions. Comfortable working with data to produce MI/BI and support decision making. Excellent communication skills across operational and strategic levels. Ability to train colleagues, document processes, and support knowledge transfer. A collaborative mindset with the ability to work across multiple teams. If you have the required skills please apply online at searchandselect.com quoting reference number: 16296

Automation Risk

Automation probabilityi42%
AI exposure (AIOE)i68%

This role contains a mix of routine and augmented tasks, such as system monitoring and documentation, which are increasingly supported by AI and automation tools. However, critical tasks like incident resolution, stakeholder management, and regulatory interpretation require human judgment, domain expertise, and interpersonal skills, limiting full automation. The role is highly exposed to AI augmentation, especially for monitoring, documentation, and compliance tracking.

Task analysis

  • Monitor core banking system and connected platforms for operational performance, stability, and security.
  • Triage and resolve operational incidents, coordinating with internal teams and external vendors.
  • Translate business requirements into operational and technical specifications.
  • Lead UAT/QA testing for new features and ensure readiness for deployment.
  • Develop operational processes, procedures, and training materials for BAU handover.
  • Manage relationships with core system providers and third-party partners.
  • Coordinate release cycles, maintenance windows, and system upgrades.
  • Monitor regulatory and industry changes (e.g., ISO20022, payment scheme updates) and ensure compliance.
  • Represent the bank at industry groups and forums.

Automatable AI-assisted Human-only

Occupational Classification

✨ Bright Outlook🔬 STEM🇬🇧 UK Skilled Worker Visa Eligible
UK SOC2020: 2423Business and related associate professionals not elsewhere classified
O*NET: 15-1212.00 Information Security Analysts
AI analysis: 15 March 2026

UK Salary Benchmark

Financial service activities, except insurance and pension funding · ONS ASHE 2024 annual earnings

scale £90k
UK sector median
£58,597
UK sector mean
£86,468
£0£23k£45k£68k

👤 For Candidates

AI & future-of-work guidance

🤖 Enhance with AI

  • Leverage AI tools for real-time system monitoring and alerts
  • Automate compliance tracking and documentation using AI platforms
  • Use AI-driven analytics to improve incident root cause analysis

📈 Disruption outlook

15%1 yr
35%5 yrs
60%10 yrs

% risk of significant disruption

🎓 Learn now

📚 For full-time, part-time & evening courses on the Isle of Man, visit University College Isle of Man (UCM)

🏢 For Employers

Strategic hiring options & technology alternatives

🔄 Alternatives

🤖 AI AgentAzure AI Monitor

Automates system performance and anomaly detection tasks

💻 TechnologyPower Automate

Streamlines routine compliance and reporting processes

🌍 OutsourcingManaged Banking IT Services

External team handles system monitoring and upgrades

Recommendation

🔀 Hybrid approach

AI augments monitoring and compliance, but human oversight and stakeholder skills remain essential.

Microsoft Copilot & M365

Power Automate

Automate incident logging and compliance workflows

Copilot for Excel

Analyse operational data and generate reports

Azure AI

Enhance system monitoring and predictive alerts

Key Skills

Core Banking SystemsExpertOperations AnalysisAdvancedProject ManagementAdvancedStakeholder ManagementAdvancedRegulatory ComplianceAdvancedTroubleshootingAdvancedQuality Control AnalysisAdvancedReport WritingIntermediateTraining and DevelopmentIntermediateCoordinationAdvancedMicrosoft OfficeIntermediateUAT/QA TestingAdvanced

Knowledge Areas

Computers and ElectronicsBanking Products and ServicesRegulatory ComplianceData Analysis and ReportingProject ManagementFinancial Services IndustryInformation Management SystemsBusiness Process Improvement

O*NET Competency Skills

Reading ComprehensionCritical ThinkingActive ListeningComplex Problem SolvingSpeakingWritingJudgment and Decision MakingMonitoringSystems AnalysisActive LearningTime ManagementCoordinationOperations MonitoringQuality Control AnalysisSystems Evaluation

Alternative Career Paths

Bank Product Manager85% match

Oversees the development and lifecycle of banking products, aligning technical and business requirements.

IT Project Manager (Banking)80% match

Leads technology projects within banking, coordinating teams and managing delivery of system upgrades and integrations.

Business Analyst (Financial Services)78% match

Analyzes business needs and translates them into technical solutions within the financial sector.

Regulatory Change Manager75% match

Manages the implementation of regulatory changes and ensures ongoing compliance in banking operations.

Vendor Relationship Manager72% match

Manages partnerships and service agreements with third-party technology providers.

Also Consider

🔥 Hot Technologies

In-demand tools for this occupation (O*NET)

DjangoGoogle AngularMicrosoft ASP.NETSpring FrameworkAmazon Elastic Compute Cloud EC2Amazon RedshiftAmazon Web Services AWS softwareApache KafkaApache MavenGoMicrosoft PowerShell

Work Activities

General work activities from O*NET

  • Working with Computers
  • Getting Information
  • Identifying Objects, Actions, and Events
  • Evaluating Information to Determine Compliance with Standards
  • Analyzing Data or Information
  • Processing Information
  • Documenting/Recording Information
  • Updating and Using Relevant Knowledge
  • Communicating with Supervisors, Peers, or Subordinates
  • Making Decisions and Solving Problems
  • Monitoring Processes, Materials, or Surroundings
  • Interpreting the Meaning of Information for Others
  • Organizing, Planning, and Prioritizing Work
  • Thinking Creatively
  • Establishing and Maintaining Interpersonal Relationships

Anthropic Economic Index

Real-world AI adoption data from millions of Claude conversations · Dataset ↗

CC-BY Research

Observed Claude Usage

49%

of conversations

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