{
  "stats": {
    "totalSchemes": 27,
    "openRolling": 19,
    "categoryCount": 10,
    "maxFundingNumeric": 100000,
    "maxFundingLabel": "Energy audit grant 75% up to £5,000; interest-free loan up to £100,000"
  },
  "categoryBreakdown": [
    {
      "category": "business",
      "count": 7
    },
    {
      "category": "employment",
      "count": 3
    },
    {
      "category": "arts",
      "count": 3
    },
    {
      "category": "community",
      "count": 3
    },
    {
      "category": "education",
      "count": 2
    },
    {
      "category": "green",
      "count": 2
    },
    {
      "category": "agriculture",
      "count": 2
    },
    {
      "category": "housing",
      "count": 2
    },
    {
      "category": "events",
      "count": 2
    },
    {
      "category": "sport",
      "count": 1
    }
  ],
  "statusBreakdown": [
    {
      "status_type": "rolling",
      "count": 18
    },
    {
      "status_type": "deadline",
      "count": 7
    },
    {
      "status_type": "closed",
      "count": 1
    },
    {
      "status_type": "upcoming",
      "count": 1
    }
  ],
  "fundingTypes": [
    {
      "type": "grant",
      "count": 21
    },
    {
      "type": "grant,loan",
      "count": 4
    },
    {
      "type": "grant,loan,equity",
      "count": 1
    },
    {
      "type": "loan",
      "count": 1
    }
  ],
  "topBodies": [
    {
      "body": "Department for Enterprise",
      "count": 8
    },
    {
      "body": "Department of Education, Sport & Culture",
      "count": 4
    },
    {
      "body": "Department of Environment, Food & Agriculture",
      "count": 3
    },
    {
      "body": "Isle of Man Arts Council",
      "count": 3
    },
    {
      "body": "Manx Lottery Trust",
      "count": 3
    },
    {
      "body": "Department of Infrastructure",
      "count": 2
    },
    {
      "body": "Business Isle of Man",
      "count": 2
    },
    {
      "body": "Department for Enterprise / Business Isle of Man",
      "count": 1
    },
    {
      "body": "Isle of Man Sport",
      "count": 1
    }
  ],
  "schemes": [
    {
      "id": "fas",
      "name": "Financial Assistance Scheme",
      "short_name": "FAS",
      "administering_body": "Department for Enterprise",
      "category": "business",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant",
        "loan",
        "equity"
      ],
      "max_funding": "Up to 40% of eligible costs (bespoke)",
      "max_funding_numeric": null,
      "summary": "Major discretionary funding scheme for established businesses in key sectors. Supports capital expenditure, operating costs, marketing, R&D, and job creation for businesses that export or operate in government-defined key sectors. Packages are negotiated individually and can include grants, loans, and equity.",
      "eligibility_summary": "Must operate in a key sector or export; employ IoM staff; be tax compliant under the Enterprise Act 2008.",
      "applicant_types": [
        "business",
        "sme"
      ],
      "purposes": [
        "grow_hire",
        "improve_premises",
        "reduce_energy",
        "train_staff"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/financial-assistance-scheme/",
      "application_method": "Contact DfE directly to discuss your project",
      "last_verified": "2026-02-20"
    },
    {
      "id": "bsus",
      "name": "Business Start-Up Scheme",
      "short_name": "BSUS",
      "administering_body": "Department for Enterprise",
      "category": "business",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Up to £6,000 (enhanced £15,000 for key sectors)",
      "max_funding_numeric": 15000,
      "summary": "Supports new start-ups or businesses that have been trading for less than 18 months. Includes a reimbursement grant and/or living allowance of £100/week for 26 weeks, with an enhanced package of up to £15,000 available for key sectors and exporters. Comes with 16 hours of free training and 18 months of mentoring.",
      "eligibility_summary": "IoM resident for tax; aged 16+; 50%+ ownership; trading less than 18 months; turnover between £25,500–£100,000.",
      "applicant_types": [
        "individual",
        "business",
        "sme",
        "sole_trader"
      ],
      "purposes": [
        "start_business"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": 0,
      "max_turnover": 100000,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/business-start-up-scheme/",
      "application_method": "Apply online at dfeapplications.im — includes training and action plan meetings",
      "last_verified": "2026-02-20"
    },
    {
      "id": "mbgs",
      "name": "Micro Business Grant Scheme",
      "short_name": "MBGS",
      "administering_body": "Department for Enterprise",
      "category": "business",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Grant and living allowance support (similar structure to BSUS)",
      "max_funding_numeric": 6000,
      "summary": "Supports very small and self-employed businesses with turnover below £25,500. Provides grant and/or living allowance support, along with free training and mentoring, for micro businesses looking to become sustainable. Note: this scheme may have merged with BSUS — verify with DfE.",
      "eligibility_summary": "IoM resident for tax; 50%+ ownership; annual turnover under £25,500.",
      "applicant_types": [
        "individual",
        "sole_trader",
        "sme"
      ],
      "purposes": [
        "start_business",
        "grow_hire"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": 0,
      "max_turnover": 25500,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/financial-support/funding/micro-business/",
      "application_method": "Apply via the DfE application portal at dfeapplications.im",
      "last_verified": "2026-02-20"
    },
    {
      "id": "bcs",
      "name": "Business Consultancy Scheme",
      "short_name": "BCS",
      "administering_body": "Department for Enterprise",
      "category": "business",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "50% grant up to £7,500 per project; Business Advisory Service is free",
      "max_funding_numeric": 7500,
      "summary": "Provides funding for businesses to engage external consultants for tangible business improvement projects. Covers areas including app development, HR, legal advice, quality accreditations, digital marketing, AI, and websites. The Business Advisory Service is fully funded at no cost to the business.",
      "eligibility_summary": "Registered or incorporated on the IoM; employs workers resident on the Island for tax; up to date on tax, NI and VAT.",
      "applicant_types": [
        "business",
        "sme",
        "sole_trader"
      ],
      "purposes": [
        "grow_hire",
        "improve_premises",
        "train_staff"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/business-consultancy-scheme/",
      "application_method": "Submit application form with 3 quotes from independent IoM consultants",
      "last_verified": "2026-02-20"
    },
    {
      "id": "tvrs",
      "name": "Town & Village Regeneration Scheme",
      "short_name": "TVRS",
      "administering_body": "Department for Enterprise / Business Isle of Man",
      "category": "business",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "50% up to £25,000 per part (multiple parts available)",
      "max_funding_numeric": 25000,
      "summary": "Improves the appearance of commercial premises and civic amenities in designated regeneration areas across the Island. Covers external improvements, internal accessibility works, vacant unit refurbishment, conversion of above-retail space to residential, and payment equipment. Multiple grant parts can be combined.",
      "eligibility_summary": "Sole traders, companies, charities, or local authorities with a project in a designated regeneration area; must not have started work before applying.",
      "applicant_types": [
        "business",
        "sme",
        "sole_trader",
        "community_charity",
        "property_developer",
        "hospitality_retail"
      ],
      "purposes": [
        "improve_premises",
        "improve_accessibility",
        "develop_land"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/town-and-village-regeneration-scheme/",
      "application_method": "Apply to DfE / Business Isle of Man; building work over £10,000 must use CIOM-registered contractors",
      "last_verified": "2026-02-20"
    },
    {
      "id": "iis",
      "name": "Island Infrastructure Scheme",
      "short_name": "IIS",
      "administering_body": "Department for Enterprise",
      "category": "business",
      "status": "Closed",
      "status_type": "closed",
      "funding_type": [
        "grant",
        "loan"
      ],
      "max_funding": "Up to 25% of eligible expenditure",
      "max_funding_numeric": null,
      "summary": "Triggers development of brownfield sites on the Unoccupied Urban Sites Register by bridging the financial gap for commercially unviable developments. Covers residential (8+ dwellings), mixed use, retail, leisure, and commercial projects. Round 2 is now closed with no confirmed reopening date.",
      "eligibility_summary": "Site must be on the Unoccupied Urban Sites Register; development must align with the Island Strategic Plan 2016 and be financially unviable without support.",
      "applicant_types": [
        "business",
        "property_developer"
      ],
      "purposes": [
        "develop_land",
        "improve_premises"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/island-infrastructure-scheme/",
      "application_method": "Application rounds — Round 2 now closed. Check DfE for future rounds",
      "last_verified": "2026-02-20"
    },
    {
      "id": "employment-incentives",
      "name": "Employment Incentives Scheme",
      "short_name": "Employment Incentives",
      "administering_body": "Department for Enterprise",
      "category": "business",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "25% up to £10,000 of first-year net salary (permanent); £1,000 flat rate (seasonal)",
      "max_funding_numeric": 10000,
      "summary": "Encourages job growth and the import of skills from off-Island in sectors where local recruitment has been unsuccessful. Permanent employee incentive pays 25% of first-year net salary (up to £10,000) one year in arrears. Seasonal and temporary staff attract a flat-rate payment of £1,000. Application must be submitted before appointing the employee.",
      "eligibility_summary": "Business must have a permanent IoM establishment; have advertised locally first; be expanding its workforce; be tax compliant.",
      "applicant_types": [
        "business",
        "sme"
      ],
      "purposes": [
        "grow_hire"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/employment-incentives/",
      "application_method": "Apply to DfE before appointing the new employee",
      "last_verified": "2026-02-20"
    },
    {
      "id": "vtas",
      "name": "Vocational Training Assistance Scheme",
      "short_name": "VTAS",
      "administering_body": "Department of Education, Sport & Culture",
      "category": "employment",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Up to 30% of training costs",
      "max_funding_numeric": null,
      "summary": "Financial assistance towards vocational training costs for both individuals and organisations. Training must lead to a recognised or accredited qualification (Level 2–5 on the RQF preferred) and provide economic benefit. Excludes in-house training, induction courses, first aid, and conferences.",
      "eligibility_summary": "Open to individuals and organisations; training must be to a recognised accredited standard with economic benefit; apply before training starts.",
      "applicant_types": [
        "individual",
        "business",
        "sme",
        "sole_trader"
      ],
      "purposes": [
        "train_staff",
        "study"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://desc.gov.im/education/education/vtas/",
      "application_method": "Apply online at descforms.powerappsportals.com — must be submitted before training starts",
      "last_verified": "2026-02-20"
    },
    {
      "id": "apprenticeship",
      "name": "Apprenticeship Scheme",
      "short_name": "Apprenticeships",
      "administering_body": "Department of Education, Sport & Culture",
      "category": "employment",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Full cost of training and assessment funded by DESC",
      "max_funding_numeric": null,
      "summary": "Provides fully-funded vocational training through nationally recognised qualifications (NVQs, VRQs) for apprentices across a range of trades. DESC funds the full cost of training and assessment for the duration of the apprenticeship. Employer incentive payments are also available, with the cap on payments lifted from September 2025 for employers with 10 or more employees.",
      "eligibility_summary": "Employers of any size can take on apprentices; apprentices must work full-time (35+ hours); no upper age limit applies.",
      "applicant_types": [
        "business",
        "sme",
        "individual"
      ],
      "purposes": [
        "train_staff",
        "grow_hire",
        "study"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://desc.gov.im/education/education/apprenticeships/information-for-employers/",
      "application_method": "Contact DESC Training Services at training@gov.im or call 687088",
      "last_verified": "2026-02-20"
    },
    {
      "id": "step",
      "name": "Student Training & Employment Programme",
      "short_name": "STEP",
      "administering_body": "Department for Enterprise",
      "category": "employment",
      "status": "Open (deadline: 1 May 2026)",
      "status_type": "deadline",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Student paid at minimum wage for 8 weeks (cost to host organisation)",
      "max_funding_numeric": null,
      "summary": "Places undergraduate students (2nd year and above) with host organisations for structured 8-week summer projects. The student receives a minimum-wage allowance for 8 weeks; the host organisation is invoiced for this cost. Placements run 22 June – 14 August 2026. Top performers receive awards and vouchers.",
      "eligibility_summary": "Host: any organisation with a defined project, suitable workspace, and supervision. Student: undergraduates in 2nd, 3rd, or final year.",
      "applicant_types": [
        "business",
        "sme",
        "community_charity"
      ],
      "purposes": [
        "grow_hire",
        "train_staff"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/step-programme/",
      "application_method": "Apply by 1 May 2026 via DfE",
      "last_verified": "2026-02-20"
    },
    {
      "id": "desc-student-awards",
      "name": "DESC Student Awards (Higher Education)",
      "short_name": "Student Awards",
      "administering_body": "Department of Education, Sport & Culture",
      "category": "education",
      "status": "Open (annual — deadline 31 July)",
      "status_type": "deadline",
      "funding_type": [
        "grant",
        "loan"
      ],
      "max_funding": "Tuition fee grant up to £6,750/year + maintenance grant up to £8,640/year",
      "max_funding_numeric": 15390,
      "summary": "Primary funding mechanism for IoM residents attending university at undergraduate and postgraduate level. Provides a tuition fee grant of up to £6,750/year (means-tested above £112,000 combined household income), plus a non-repayable maintenance grant of up to £8,640/year. UCM students receive full fees paid with no student contribution. IoM students qualify for UK home fee status (£9,250/year fees).",
      "eligibility_summary": "Ordinarily resident in IoM for 4+ years before course start (or 10 years total with 2 years immediately before); aged 18+; minimum 80 UCAS points for first degree.",
      "applicant_types": [
        "student",
        "individual"
      ],
      "purposes": [
        "study"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": 4,
      "official_url": "https://desc.gov.im/studentawards",
      "application_method": "Apply at desc.gov.im/studentawards — deadline 31 July each year",
      "last_verified": "2026-02-20"
    },
    {
      "id": "childcare-credit",
      "name": "Childcare Credit Scheme",
      "short_name": "Childcare Credit",
      "administering_body": "Department of Education, Sport & Culture",
      "category": "education",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "£4,300 per eligible child per year",
      "max_funding_numeric": 4300,
      "summary": "Universal, non-means-tested childcare credit of £4,300 per year paid directly to registered pre-school providers on behalf of eligible children. Equates to around £358/month year-round or £428/month in term time. Additional support is available through the Childcare Inclusion Scheme for children with additional needs.",
      "eligibility_summary": "Child must be IoM resident; have their 3rd or 4th birthday in the current school year; be registered with a Government-registered pre-school provider.",
      "applicant_types": [
        "parent",
        "individual"
      ],
      "purposes": [
        "study"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://desccds.powerappsportals.com/Childcare-Credit/",
      "application_method": "Apply at desccds.powerappsportals.com/Childcare-Credit/",
      "last_verified": "2026-02-20"
    },
    {
      "id": "bess",
      "name": "Business Emissions Saving Scheme",
      "short_name": "BESS",
      "administering_body": "Department for Enterprise",
      "category": "green",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant",
        "loan"
      ],
      "max_funding": "Energy audit grant 75% up to £5,000; interest-free loan up to £100,000",
      "max_funding_numeric": 100000,
      "summary": "Supports businesses with energy audits and provides interest-free loans for energy efficiency and emissions reduction projects. The energy audit grant covers 75% of costs up to £5,000. Loan amounts range from £1,000 to £100,000 depending on business size, with a 5-year repayment period. Eligible works include LED lighting, solar PV, heat pumps, EV charging points, and insulation.",
      "eligibility_summary": "Must be an eligible business under the Enterprise Act 2008; financial services, e-gaming, and ICT businesses must have fewer than 25 employees. Utilities, public bodies, and MNE groups are excluded.",
      "applicant_types": [
        "business",
        "sme"
      ],
      "purposes": [
        "reduce_energy",
        "improve_premises"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/enterprise-support/all-schemes/business-emissions-saving-scheme/",
      "application_method": "Apply to DfE; energy audit required before loan application",
      "last_verified": "2026-02-20"
    },
    {
      "id": "low-carbon-heating",
      "name": "Low Carbon Heating Scheme",
      "short_name": "Low Carbon Heating",
      "administering_body": "Department of Environment, Food & Agriculture",
      "category": "green",
      "status": "Upcoming (launching 2026)",
      "status_type": "upcoming",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Details to be announced",
      "max_funding_numeric": null,
      "summary": "Replacement for the now-closed Green Living Grant Scheme, providing grants towards low-carbon heating upgrades for IoM residents. Full details and eligibility criteria are yet to be announced. IoM residents can register their interest now via netzero.im to be notified when the scheme launches.",
      "eligibility_summary": "IoM residents (full eligibility criteria to be announced before launch).",
      "applicant_types": [
        "individual"
      ],
      "purposes": [
        "reduce_energy",
        "improve_premises"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://netzero.im/take-action/home-energy-efficiency/funding-and-support/",
      "application_method": "Register interest at netzero.im — scheme not yet open for applications",
      "last_verified": "2026-02-20"
    },
    {
      "id": "ads",
      "name": "Agricultural Development Scheme",
      "short_name": "ADS",
      "administering_body": "Department of Environment, Food & Agriculture",
      "category": "agriculture",
      "status": "Open (annual cycle)",
      "status_type": "deadline",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Flat-rate per acre; Young Farmers supplement up to £4,000",
      "max_funding_numeric": 4000,
      "summary": "Core farm support payments providing flat-rate area-based payments per eligible acre, with enhanced front-loading for smaller and intensive farms. Young Farmers receive a supplementary payment of up to 25% (maximum £4,000) for up to five consecutive years. The 2026 registration period is currently open; application booklets are posted at end of April.",
      "eligibility_summary": "Must be an active farmer with land at their disposal on 4 May; minimum 12.5 eligible acres; valid application submitted in the required form and timescale.",
      "applicant_types": [
        "farmer"
      ],
      "purposes": [
        "agriculture"
      ],
      "sectors": [
        "agriculture"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.gov.im/categories/business-and-industries/agriculture/agricultural-development-scheme/",
      "application_method": "Submit Agriculture Business Registration Form to DEFA by 28 Feb 2026; application booklets sent April 2026",
      "last_verified": "2026-02-20"
    },
    {
      "id": "aes",
      "name": "Agri-Environment Initiatives Grant Scheme",
      "short_name": "AES",
      "administering_body": "Department of Environment, Food & Agriculture",
      "category": "agriculture",
      "status": "Partially open (reopening April 2026)",
      "status_type": "deadline",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Varied per initiative",
      "max_funding_numeric": null,
      "summary": "Supports environmental land management on the Isle of Man including carbon calculators, soil health measures, winter stubble, herbal leys, wild bird plots, hedging, woodland planting, organic farming, and dry-stone walling. The scheme closed to new applications in November 2025 due to budget exhaustion and intends to reopen from 1 April 2026.",
      "eligibility_summary": "IoM resident for tax; must be carrying out agricultural or horticultural activity on the Island; must meet ADS Active Farmer criteria.",
      "applicant_types": [
        "farmer"
      ],
      "purposes": [
        "agriculture",
        "reduce_energy"
      ],
      "sectors": [
        "agriculture"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.gov.im/categories/business-and-industries/agriculture/agri-environment-initiatives-grant-scheme/",
      "application_method": "Applications via ADS application forms — scheme intends to reopen 1 April 2026",
      "last_verified": "2026-02-20"
    },
    {
      "id": "arts-council-grant",
      "name": "Isle of Man Arts Council — Project Grant",
      "short_name": "Arts Project Grant",
      "administering_body": "Isle of Man Arts Council",
      "category": "arts",
      "status": "Open (rolling / meeting cycle)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Varies by project",
      "max_funding_numeric": null,
      "summary": "Grants for individual artists and organisations on the Isle of Man to create new work, develop skills, and present artwork. Covers music, visual art, film, theatre, dance, and spoken and written word. Grants go towards materials, production costs, and related expenses. Applications are assessed at regular Arts Council meeting cycles.",
      "eligibility_summary": "Individual artists and arts organisations based on the Isle of Man.",
      "applicant_types": [
        "artist_creative",
        "community_charity",
        "individual"
      ],
      "purposes": [
        "arts_project"
      ],
      "sectors": [
        "arts"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomarts.com/funding",
      "application_method": "Apply via the Isle of Man Arts Council at iomartscouncil@gov.im or call 01624 694598",
      "last_verified": "2026-02-20"
    },
    {
      "id": "arts-council-underwriting",
      "name": "Isle of Man Arts Council — Event Underwriting",
      "short_name": "Arts Underwriting",
      "administering_body": "Isle of Man Arts Council",
      "category": "arts",
      "status": "Open (rolling / meeting cycle)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Guarantee against loss (amount varies by event)",
      "max_funding_numeric": null,
      "summary": "Provides a financial underwriting guarantee against losses for ticketed arts events on the Isle of Man, including concerts, workshops, exhibitions, and performances. Designed to give organisers confidence to take on events that might otherwise be too financially risky to stage.",
      "eligibility_summary": "Groups and individuals organising ticketed arts events on the Isle of Man.",
      "applicant_types": [
        "artist_creative",
        "community_charity",
        "individual"
      ],
      "purposes": [
        "arts_project",
        "host_event"
      ],
      "sectors": [
        "arts"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomarts.com/funding",
      "application_method": "Apply via the Isle of Man Arts Council at iomartscouncil@gov.im or call 01624 694598",
      "last_verified": "2026-02-20"
    },
    {
      "id": "arts-council-travel",
      "name": "Isle of Man Arts Council — Travel Grant",
      "short_name": "Arts Travel Grant",
      "administering_body": "Isle of Man Arts Council",
      "category": "arts",
      "status": "Open (rolling / meeting cycle)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Covers travel costs off-island (amount varies)",
      "max_funding_numeric": null,
      "summary": "Supports individual artists and groups travelling off-Island to participate in arts festivals, competitions, and events. Particularly popular with students attending performing arts summer schools. Covers off-island travel costs and is assessed at regular Arts Council meeting cycles.",
      "eligibility_summary": "Groups and individuals based on the Isle of Man travelling off-island for arts festivals or competitions.",
      "applicant_types": [
        "artist_creative",
        "individual",
        "student"
      ],
      "purposes": [
        "arts_project",
        "study"
      ],
      "sectors": [
        "arts"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomarts.com/funding",
      "application_method": "Apply via the Isle of Man Arts Council at iomartscouncil@gov.im or call 01624 694598",
      "last_verified": "2026-02-20"
    },
    {
      "id": "iom-sport",
      "name": "Isle of Man Sport — Support for Sport",
      "short_name": "Support for Sport",
      "administering_body": "Isle of Man Sport",
      "category": "sport",
      "status": "Open (annual cycle)",
      "status_type": "deadline",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Annual allocation distributed to governing bodies and athletes",
      "max_funding_numeric": null,
      "summary": "Annual grant funding for the voluntary sports sector, governing bodies, and individual athletes on the Isle of Man. Funded through lottery duty revenue, grants are distributed to recognised governing bodies who then allocate to clubs and athletes. Individual athletes can also apply through the Sport Aid programme. Governing bodies submit annual Priorities & Objectives documents to access funding.",
      "eligibility_summary": "Recognised governing bodies of sport, affiliated clubs, and individual athletes based on the Isle of Man.",
      "applicant_types": [
        "sports_org",
        "individual"
      ],
      "purposes": [
        "sport_project"
      ],
      "sectors": [
        "sport"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.isleofmansport.com/sports-liaison/support-for-sport/support-for-sport-2024-2025/",
      "application_method": "Governing bodies submit annual Priorities & Objectives documents; individual athletes apply via Sport Aid",
      "last_verified": "2026-02-20"
    },
    {
      "id": "hias",
      "name": "House Improvement Adaptations Scheme",
      "short_name": "HIAS",
      "administering_body": "Department of Infrastructure",
      "category": "housing",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant",
        "loan"
      ],
      "max_funding": "Non-repayable grant up to £6,000 + interest-free loan up to £50,000",
      "max_funding_numeric": 56000,
      "summary": "Grants and interest-free loans for specialist equipment and structural adaptations to help disabled persons remain at home independently. Low-income households (taxable income up to £15,000) receive a non-repayable grant up to £6,000 plus an interest-free loan up to £30,000 (£50,000 in exceptional cases). Higher-income households receive interest-free loans only. Repayment terms of up to 25 years are available.",
      "eligibility_summary": "Must be disabled under Equality Act S7; 5+ years IoM residence; gross household income up to £60,000; homeowner or long-term tenant; tax compliant.",
      "applicant_types": [
        "individual"
      ],
      "purposes": [
        "improve_accessibility",
        "improve_premises"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": 5,
      "official_url": "https://www.gov.im/categories/home-and-neighbourhood/affordable-housing/house-improvement-adaptations-scheme-hias/",
      "application_method": "Contact Occupational Therapy for a clinical assessment first (Community Adult: 642511; Children's: 642563), then HIAS team sends application form",
      "last_verified": "2026-02-20"
    },
    {
      "id": "first-home",
      "name": "First Time Home Buyers — Shared Equity Assistance",
      "short_name": "First Home Scheme",
      "administering_body": "Department of Infrastructure",
      "category": "housing",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "loan"
      ],
      "max_funding": "Equity loan up to 30% of purchase price",
      "max_funding_numeric": null,
      "summary": "Helps first-time buyers get on the property ladder through equity loans of up to 30% of the purchase price. Two options: First Home Fixed (discounted approved properties — 2-bed apartment up to £150,000; 3-bed house up to £185,000) and First Home Choice (any open market property of 55 sqm or more). The Department takes an equivalent share in the property value.",
      "eligibility_summary": "5+ years IoM residence; never previously owned property; income limits apply (single up to £33,000–£39,000; couples up to £44,000–£62,000 depending on scheme).",
      "applicant_types": [
        "first_time_buyer",
        "individual"
      ],
      "purposes": [
        "buy_home"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": 5,
      "official_url": "https://www.gov.im/categories/home-and-neighbourhood/affordable-housing/first-time-home-buyers-assistance/",
      "application_method": "Contact DoI Customer Service on 685955; register for First Home Fixed or get approval in principle for First Home Choice",
      "last_verified": "2026-02-20"
    },
    {
      "id": "mlt-smaller",
      "name": "Manx Lottery Trust — Smaller Grants Programme",
      "short_name": "MLT Smaller Grants",
      "administering_body": "Manx Lottery Trust",
      "category": "community",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "£300 to £2,500",
      "max_funding_numeric": 2500,
      "summary": "Supports community projects across the Isle of Man that develop skills, improve health, revitalise the local environment, and promote active citizenship. Open to voluntary and community organisations, clubs, and associations — you do not need to be a registered charity. Decisions are typically made within 8 weeks of application.",
      "eligibility_summary": "Voluntary or community organisations with a bank account (2 unrelated signatories) and governing body of 3+ unrelated members; project must complete within one year.",
      "applicant_types": [
        "community_charity",
        "sports_org"
      ],
      "purposes": [
        "community_project",
        "sport_project",
        "arts_project"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.mlt.org.im/grant-programmes/",
      "application_method": "Download form from mlt.org.im and email to grants@mlt.org.im at least 3 months before project start",
      "last_verified": "2026-02-20"
    },
    {
      "id": "mlt-dormant",
      "name": "Manx Lottery Trust — Dormant Assets Fund",
      "short_name": "MLT Dormant Assets",
      "administering_body": "Manx Lottery Trust",
      "category": "community",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Up to £75,000",
      "max_funding_numeric": 75000,
      "summary": "The largest Manx Lottery Trust grant, supporting community and not-for-profit organisations to adapt to future challenges, build financial resilience, and increase skills and capacity. Grants of up to £75,000 are available. Applications must be submitted at least 4 months before the project starts, and decisions are typically made within 10 weeks.",
      "eligibility_summary": "Community groups and not-for-profit organisations with an IoM bank account (2 unrelated signatories); grant must be used within one year; purposes must be charitable and benefit the Island.",
      "applicant_types": [
        "community_charity",
        "sports_org"
      ],
      "purposes": [
        "community_project"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.mlt.org.im/grant-programmes/",
      "application_method": "Download form from mlt.org.im and email to grants@mlt.org.im at least 4 months before project start",
      "last_verified": "2026-02-20"
    },
    {
      "id": "mlt-thematic",
      "name": "Manx Lottery Trust — Thematic Fund",
      "short_name": "MLT Thematic Fund",
      "administering_body": "Manx Lottery Trust",
      "category": "community",
      "status": "Current round closed (future rounds anticipated)",
      "status_type": "deadline",
      "funding_type": [
        "grant"
      ],
      "max_funding": "£2,501 to £25,000",
      "max_funding_numeric": 25000,
      "summary": "Thematic grants of £2,501 to £25,000 for community projects aligned to an annual theme. The 2025 theme was 'Turn the Tide', focusing on early intervention, unlocking opportunity, and fostering resilience, inclusion, health, and wellbeing. The current round closed 2 January 2026; future rounds are anticipated with a new theme.",
      "eligibility_summary": "Community groups, not-for-profits, parish/town councils, and schools with an IoM bank account (2 unrelated signatories).",
      "applicant_types": [
        "community_charity",
        "sports_org"
      ],
      "purposes": [
        "community_project",
        "sport_project",
        "arts_project"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.mlt.org.im/grant-programmes/",
      "application_method": "Download form from mlt.org.im and email to grants@mlt.org.im — check for next round opening date",
      "last_verified": "2026-02-20"
    },
    {
      "id": "domestic-event",
      "name": "Domestic Event Fund",
      "short_name": "Event Fund",
      "administering_body": "Business Isle of Man",
      "category": "events",
      "status": "Open (rolling)",
      "status_type": "rolling",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Up to 80% of eligible costs",
      "max_funding_numeric": null,
      "summary": "Supports events that increase footfall and boost spending in the Island's towns and villages under the Local Economy Strategy. Priority is given to new events, though returning events with significant new elements are also considered. New events can apply for in-principle support for up to three years. Must apply and receive an offer before the event takes place — retrospective applications are not accepted.",
      "eligibility_summary": "Open to local authorities, businesses, individuals, and charities; application must be submitted and approved before the event takes place.",
      "applicant_types": [
        "business",
        "community_charity",
        "individual",
        "hospitality_retail"
      ],
      "purposes": [
        "host_event",
        "community_project"
      ],
      "sectors": [
        "all"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.businessisleofman.com/domestic-event-fund/",
      "application_method": "Review guidelines on businessisleofman.com, complete application form, and email to eventfund@gov.im",
      "last_verified": "2026-02-20"
    },
    {
      "id": "winter-event",
      "name": "Winter Event Scheme",
      "short_name": "Winter Events",
      "administering_body": "Business Isle of Man",
      "category": "events",
      "status": "Closed (verify with BiOM for 2025/26 season)",
      "status_type": "deadline",
      "funding_type": [
        "grant"
      ],
      "max_funding": "Up to 80% of eligible costs, capped at £2,000",
      "max_funding_numeric": 2000,
      "summary": "Enhanced support for hospitality, leisure, entertainment, and retail venues to host in-house events during the winter season. Provides up to 80% of eligible costs (capped at £2,000) for in-house events. Typically reopens in November each year — contact Business Isle of Man to confirm current season status.",
      "eligibility_summary": "Hospitality, leisure, entertainment, and retail venues on the Isle of Man.",
      "applicant_types": [
        "business",
        "hospitality_retail"
      ],
      "purposes": [
        "host_event"
      ],
      "sectors": [
        "hospitality"
      ],
      "min_employees": null,
      "max_turnover": null,
      "min_residency_years": null,
      "official_url": "https://www.iomdfenterprise.im/news-events/domestic-event-fund-supports-over-150-events-across-the-island-during-the-last-12-months/",
      "application_method": "Via Business Isle of Man — verify current status before applying",
      "last_verified": "2026-02-20"
    }
  ]
}